ONLINE

INVESTING

BancorpTrust Invest gives you a simple way to help make the most of your money. With just a few clicks you can invest in a range of five expertly managed funds. If you are already a client, it’s easy to get startedtoday, or explore the site to find out more.

Use BancorpTrust Invest to take advantage of your annual IRS allowance or transfer existing IRS's and get 1% cashback on your qualifying contributions.

And there’s no maximum on the amount you can transfer over – the more you bring over, the more you’ll get back from us.

Eligibility criteria and terms and conditions of this new offer can be found here

INVEST ONLINE

If you're happy to make your own investment decisions, without advice, it couldn't be easier to invest.

SELECT YOUR FUND

Choose from a range of multi-asset funds depending on your attitude to risk.

MANAGED BY EXPERTS

Access our in-house view investment expertise and the BancorpTrust house view. 

MAKE THE MOST OF YOUR ISA AND PENSION ALLOWANCES

Online investing helps you save efficiently and aims to make your money work harder. Use Coutts Invest to take advantage of your annual ISA allowance before 30 June 2019 and you’ll get 1% cashback on your qualifying contributions. You can also get the benefit of pension tax relief by using the Coutts Invest Pension.

EXPERT INVESTMENT MANAGEMENT

Our highly experienced investment managers use their in-depth knowledge of financial markets to select and monitor investment opportunities to ensure each fund meets its objectives. They invest in a globally diversified portfolio of shares, bonds and other assets across the world to help you, in turn,  get the benefit of global economic growth.

ONLINE INVESTING HELPS YOU MAKE THE MOST OF YOUR MONEY

Investing can help you plan for the future. Coutts Invest provides a range of funds designed for clients who prefer to make their own investment decisions without the need for advice. 

CHOOSE AN INVESTMENT

THAT MATCHES YOUR OBJECTIVES

Some investors are looking for a comparatively steady return that just protects the spending power of their money. Others are willing to accept less certainty and a higher possibility of losing money for the chance of higher growth. Our range of five Personal Portfolio Funds aims to provide an option to suit your preferences.

Each fund gives you access to a diversified portfolio of assets, in a transparent and low cost manner.

Personal Portfolio 1 Fund is designed for investors who are conservative with their investments and willing to take a small degree of investment risk to achieve relatively stable returns; and who accept the risk of short term, minor fluctuations in the value of their investments with the potential for losses to their capital.

HOW DOES IT

WORK

WHY

INVEST

UNDERSTANDING OUR FEES

THINGS TO CONSIDER BEFORE INVESTING

The total cost for investing though Coutts Invest comprises a platform fee, a fund fee known as the Ongoing Charges Figure (OCF) and transaction costs.

Our fees are reviewed from time to time and we will let you know in advance if there are any changes that will affect you.

To understand our fees and charges in more detail please refer to the Coutts Invest Fee Tariff within Coutts Online.

 

PLATFORM FEE:

The platform fee varies depending on the value of your investment – see the table below for how it works:

ONGOING CHARGES FIGURE (OCF):

Each fund has its own OCF which will vary depending on the costs of the underlying investments. This will not be more than 0.07%. The OCF is made up of an annual management charge and other expenses relating to the underlying investments.

 

TRANSACTION COSTS:

This is the cost of buying and selling shares and other investments that make up the fund. The fund manager estimates, based on actual past costs, that the highest costs that will be incurred for any of the available funds will be 0.07% of the value of the fund each year. These costs will be deducted by the fund manager from the fund's assets.

STARTING INVESTING
Discover how We Invest can meet Your Need